What Does A Married O1 Make In The Air Force?

If you’re curious about what a married O1 makes in the Air Force, you’ve come to the right place! We’ll walk you through everything you need to know about this important topic.

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In the United States Air Force, an O1 is a married officer with over 4 years of service. The base pay for an O1 is $3,107 per month. The housing allowance for an O1 with dependents is $1,836 per month. The food allowance for an O1 with dependents is $384 per month.

O1 Pay Grade

Enlisted personnel are those who have not gone through the officer training program. The O1 pay grade for officers in the United States Air Force starts at $3,107 per month. A married O1 with dependents will make $3,647 per month.

Air Force Marriage Allowance

Under the new Blended Retirement System (BRS), service members who have completed 12 years of service and opt in to the BRS will receive a slightly higher basic allowance for housing (BAH). The BRS BAH is calculated using a blended formula that takes into account both the traditional BAH and contributions to the Thrift Savings Plan (TSP).

In addition to the higher BAH, married service members also receive a marriage allowance, which is an allowance to help offset the costs associated with being married. The marriage allowance is available to both same-sex and opposite-sex couples. The amount of the marriage allowance is based on rank and number of dependents. For example, an O1 with one dependent would receive $204 per month, while an O5 with two dependents would receive $485 per month.

Air Force BAH

The Basic Allowance for Housing (BAH) is a monthly stipend given to service members to help them cover the cost of housing. The amount of BAH given varies depending on rank and location, but it is typically enough to cover the cost of an apartment or home. Married O1s in the Air Force receive a slightly higher BAH than their unmarried counterparts.

Air Force Family Separation Allowance

The Air Force Family Separation Allowance (FSA) is a non-taxable allowance paid to eligible members of the United States Air Force to offset the increased cost of maintaining households at two locations during deployment of one of the members.

The amount of the FSA is based on the paygrade of the deployed member and the number of dependents, as well as whether the dependents are accompanying the member during deployment or remaining at the home station. The FSA is paid in addition to the deployed member’s regular salary and allowances, and is not considered income for tax purposes.

Eligible members of the Air Force who are deployed for more than 30 days are entitled to receive FSA, which is currently set at $250 per month for members with no dependents, and $500 per month for members with dependents. Members with dependents who elect to have their dependents accompany them during deployment may receive an additional $500 per month in FSA, for a total of $1000 per month.

Air Force Housing

As a married O1 in the Air Force, you will be given a housing allowance to help cover the cost of housing. The amount of the allowance is based on many factors, including your family size and the location of your duty station. The allowance is calculated using a “basic allowee” and a “variable allowee.” The basic allowee covers the cost of rent, utilities, and renter’s insurance. The variable allowee covers the cost of items like furniture, appliances, and other household goods.

Air Force Education Benefits

All active duty, Air National Guard and Air Force Reserve members are eligible for up to 100% tuition assistance for courses leading to an undergraduate or graduate degree, or for courses that improve job performance. Military members may also be eligible for other education benefits, such as the Post-9/11 GI Bill and the Montgomery GI Bill.

Air Force Health Insurance

The Air Force offers health insurance to its married O1 members and their families through the TRICARE system. TRICARE is a government-sponsored health care program that provides comprehensive coverage for active duty and retired service members, as well as their families. The Air Force offers two health plans through TRICARE: the Standard Plan and the Extra Plan. The Standard Plan covers basic medical and dental care, while the Extra Plan provides additional coverage for prescriptions, mental health services, and more.

Air Force Retirement

In the Air Force, a married O1 with dependents makes a base salary of $3,107 per month. With housing and food allowances, this total monthly compensation increases to $5,062.


A married O1 with over 10 years of service and no children makes $3,836.90 per month, which comes out to $46,044.80 per year.

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